Articles Investment Thinking Articles White Papers News & Events A primer on how to lend money to your kids properly October 2, 2024 Read More Changes to RRIF rules are necessary for the financial health of Canadian seniors September 25, 2024 Read More Consider different options to solve a holding company double-tax problem September 19, 2024 Read More Understand the double-tax problem that faces Canadians with holding companies September 12, 2024 Read More Life insurance can be an effective way to pay for an education September 5, 2024 Read More The best strategies for withdrawing from a registered education savings plan August 28, 2024 Read More There are many problems with CRA’s pursuit of Toronto Maple Leaf John Tavares August 22, 2024 Read More The tax complications that have ensnarled Leafs’ John Tavares after his $15-million signing bonus from 2018 August 15, 2024 Read More Naming a guardian in your will is key to a child’s well-being August 8, 2024 Read More Retirement planning for business owners can take different forms August 1, 2024 Read More Business owners should plan ahead for life in retirement July 25, 2024 Read More Artificial intelligence may lead to automatic tax filing for some July 18, 2024 Read More Overtaxing the rich can lead to problems July 11, 2024 Read More Clever planning can make a cottage transfer tax-smart July 3, 2024 Read More Splitting income with your spouse can save big tax dollars if done properly June 26, 2024 Read More Getting married? Make sure you understand the tax and financial implications June 19, 2024 Read More CRA treatment of pastor highlights problems with the agency June 12, 2024 Read More Consider these last-minute planning ideas before capital-gains tax changes arrive June 5, 2024 Read More Plan ahead to save significant tax dollars at your time of passing away May 30, 2024 Read More How to make cottage life more affordable and save tax dollars too May 15, 2024 Read More Selling a cottage will take more careful planning under new tax rules May 8, 2024 Read More Capital gains tax changes impact Canadians in many — and needlessly complicated — ways April 25, 2024 Read More Change to capital gains taxes will catch many average Canadians April 18, 2024 Read More Postsecondary students should take advantage of tax benefits April 11, 2024 Read More Changes could mean a high tax rate on short-term rental income April 4, 2024 Read More Reporting your profits and losses properly is no easy task March 28, 2024 Read More Be aware of crypto-asset tax rules as you prepare your return this year March 20, 2024 Read More The taxman’s project on incorporated employees is in full swing March 14, 2024 Read More An advance look at what to expect in the 2024 federal budget March 7, 2024 Read More Be careful to avoid paying someone else’s taxes February 29, 2024 Read More Spousal RRSPs still have a place in clever planning February 23, 2024 Read More Uncertainty and complexity are the hallmarks our tax system today February 14, 2024 Read More Be aware of the key changes that could affect your 2023 tax filings February 8, 2024 Read More Business owners need to weigh RRSPs and their corporations as retirement options January 31, 2024 Read More RRSP or FHSA, when saving for a house, keep an eye on your time frame, contribution limits January 24, 2024 Read More Give your RRSP a big boost every year without needing more cash January 18, 2024 Read More The tax of inflation impacts investors significantly January 11, 2024 Read More A new year means more surprising tax increases and a life less affordable January 4, 2024 Read More Make owning a home more affordable in 2024 December 28, 2023 Read More CRA’s views on cryptocurrencies can lead to tax surprises December 13, 2023 Read More Make the most of donation tax savings while giving back November 29, 2023 Read More Working from home could mean deductible vehicle expenses November 22, 2023 Read More Joint ownership of homes and other assets can lead to unintended problems November 15, 2023 Read More Do you have a spouse? Consider these FHSA strategies November 8, 2023 Read More Your investment loss could be your spouse’s tax gain November 1, 2023 Read More Seven year-end tax planning ideas for retirees October 26, 2023 Read More Investors should consider these ideas before year-end to save tax October 19, 2023 Read More There is still time for employees to reduce taxes before year-end October 11, 2023 Read More Filing taxes on both sides of the U.S.-Canada border takes special planning October 4, 2023 Read More CPP, OAS and RRSP tips for those working in their 70s September 28, 2023 Read More Two smart RRIF strategies to consider as part of your estate planning September 20, 2023 Read More Avoid leaving your heirs a nasty tax surprise on your RRIF assets when you die September 14, 2023 Read More Seven tax-saving ideas to consider before year-end September 7, 2023 Read More Five ways to pay for a postsecondary education August 30, 2023 Read More Borrowing for school should be guided by earning potential August 23, 2023 Read More 8 tax ideas to put money back in the pockets of students August 17, 2023 Read More High income earners in Canada are already paying their fair share of tax August 9, 2023 Read More Think about your method and message when distributing your estate August 3, 2023 Read More Discussing your estate plans can avoid hurt and even legal battles July 26, 2023 Read More Properly documenting your estate wishes will avoid trouble July 19, 2023 Read More Estate planning starts with the five Ds July 12, 2023 Read More New Canadian tax changes create unmanageable burden for charities July 6, 2023 Read More Proposed tax changes in Canada could stifle large charitable gifts June 29, 2023 Read More Make sure your estate plan considers your digital assets June 21, 2023 Read More Moving season can lead to confusion around moving expense deductions June 14, 2023 Read More Graduates should think about where to invest new income. Here are some things to consider June 7, 2023 Read More It’s time to get creative in solving the housing affordability problem May 31, 2023 Read More Deducting cottage costs may be legitimate, but not always May 24, 2023 Read More Four things to consider when transferring the cottage to the kids May 17, 2023 Read More Tips to ensure your cottage can pass to the next generation May 10, 2023 Read More 3 things to consider when buying a family cottage May 3, 2023 Read More Smart use of your tax refund can accomplish great things April 26, 2023 Read More The top 6 blunders to avoid when filing your tax return April 19, 2023 Read More Ten often-forgotten tax filing tips April 12, 2023 Read More New Employee Ownership Trusts may have a role in business transition April 6, 2023 Read More How life will be different because of Budget 2023 March 29, 2023 Read More What to expect in the federal budget next week and how it could impact your taxes March 22, 2023 Read More Six tips to help you file your tax return properly March 15, 2023 Read More Naming your estate, or charities, as beneficiary of your RRSP or RRIF March 9, 2023 Read More Choose your RRSP or RRIF beneficiaries carefully March 2, 2023 Read More Tune up your RRSPs with a few helpful tweaks February 22, 2023 Read More How this single empty nester in her 50s plans to retire comfortably at 62 February 16, 2023 Read More These four RRSP tips can help improve your retirement February 15, 2023 Read More The Underused Housing Tax affects more people than expected February 10, 2023 Read More Dodge the taxman with tax-free sources of income February 2, 2023 Read More Control the type of income you earn to save tax dollars January 26, 2023 Read More Splitting income with family can save meaningful tax dollars January 19, 2023 Read More Defer a tax bill to the future to reduce the burden January 12, 2023 Read More Claim key deductions and credits to reduce your tax burden January 4, 2023 Read More Your New Year’s resolutions should include the five pillars of tax planning December 28, 2022 Read More Think outside the gift box when donating to charity December 21, 2022 Read More Tax changes that affect Santa, and which could apply to you December 14, 2022 Read More This holiday season, don’t be like Scrooge and give to charity December 7, 2022 Read More Seniors can take advantage of RRSPs even after age 71 November 30, 2022 Read More ‘Tis the season to get creative with your charitable donations November 23, 2022 Read More Here are the rules for claiming home-office expenses in 2022 November 18, 2022 Read More There’s still time for investors to save tax before year-end November 10, 2022 Read More Make lemonade from your market lemons before year-end November 4, 2022 Read More No end in sight in two-decade battle with CRA October 27, 2022 Read More CRA delays cause tax battle to continue for more than 20 years October 20, 2022 Read More The culture at Canada Revenue Agency needs a complete overhaul October 13, 2022 Read More Seven more reasons to use a trust October 6, 2022 Read More Seven reasons to use a family trust September 29, 2022 Read More Three things to consider about using trusts in your planning September 22, 2022 Read More Seven strategies to save for education costs September 15, 2022 Read More Understanding the costs and approaches of paying for an education September 8, 2022 Read More Nine strategies for using a First Home Savings Account August 25, 2022 Read More Looming legal changes that will affect Canadians’ ability to pay less tax August 18, 2022 Read More The top 10 creative uses of life insurance in financial planning August 11, 2022 Read More How insurance can create tax-free income in retirement August 4, 2022 Read More Young Canadians will foot the bill for higher debt July 28, 2022 Read More Five more tax strategies to plan for tough economic times July 22, 2022 Read More Take advantage of tough economic times to save taxes July 14, 2022 Read More How to avoid the taxman’s label of an incorporated employee July 7, 2022 Read More How to avoid an awkward surprise – an unexpected tax assessment June 30, 2022 Read More Deadline looms for prescribed rate loans June 23, 2022 Read More Tips for sharing the family cottage June 17, 2022 Read More A cottage succession story to learn from June 9, 2022 Read More Four myths about cottage ownership June 3, 2022 Read More Snowbirds face a potpourri of tax issues May 26, 2022 Read More Seven creative tax moves to make when markets are tanking May 19, 2022 Read More Seven creative tax moves to make when markets are tanking May 12, 2022 Read More Higher interest rates may mean taking some time to rethink May 5, 2022 Read More Tax department on lookout for property flippers April 29, 2022 Read More Court decision provides a breath of fresh air for taxpayers April 21, 2022 Read More Ideas from the budget for more affordable housing April 14, 2022 Read More New Tax-Free First Home Savings Account provides flexibility April 9, 2022 Read More Consider new ideas coming from greater RRSP savings April 7, 2022 Read More A federal budget wish list March 31, 2022 Read More Sensible tax tips when filing your 2021 tax return March 24, 2022 Read More When it comes to getting tax help, consider all your options March 17, 2022 Read More Five lessons your tax return can teach you March 10, 2022 Read More Now is the time to make loans to save tax March 3, 2022 Read More It’s about time for this crazy RRSP rule to change February 24, 2022 Read More The importance and benefit of contributing to your RRSP earlier than later February 17, 2022 Read More A mix of RRSP tips and traps February 10, 2022 Read More Contribute to your RRSP even if you don’t have the cash February 3, 2022 Read More Skipping RRSP contributions can make sense in some years January 27, 2022 Read More Squabbles over a ring provide lessons to the rest of us January 20, 2022 Read More Early RRIF withdrawals could leave your kids more January 13, 2022 Read More Set a goal this year of updating your estate plan January 6, 2022 Read More How the federal government’s New Year’s resolutions will affect Canadians December 30, 2021 Read More A few tax changes affecting Santa could affect you too December 23, 2021 Read More Tax ideas inspired by songs of the holiday season December 16, 2021 Read More Holiday family gatherings are a good opportunity to clearly communicate your estate plans December 9, 2021 Read More Understand the nuances of paying your family salary before year-end December 2, 2021 Read More How to make donations that make a difference – for charities and for you at tax time November 25, 2021 Read More Four ways to help out your favourite charity with life insurance November 18, 2021 Read More Year-end tax strategies for seniors to avoid bigger tax bills November 11, 2021 Read More There’s time before year-end for business owners to save tax November 4, 2021 Read More There’s time before year-end for investors to save tax October 28, 2021 Read More Employees should consider these strategies before yearend to pay less tax October 21, 2021 Read More 10 post-election tax and personal finance changes to expect October 14, 2021 Read More Strategies to consider when buying a second property October 7, 2021 Read More This is how the principal residence rule works for Canadian homeowners September 30, 2021 Read More If you want to own a property, consider these strategies first September 23, 2021 Read More When helping your children financially, it pays to leave a paper trail behind September 16, 2021 Read More RESP withdrawals take some planning, so be prepared September 13, 2021 Read More Three problems the Liberals’ proposed tax on highest income earners will cause September 2, 2021 Read More Reducing the financial stress of postsecondary education August 26, 2021 Read More A wealth tax will only end up disappointing Ottawa August 19, 2021 Read More Home-based businesses can save you taxes if you do it right August 12, 2021 Read More Personal finance tips for athletes to consider August 5, 2021 Read More Increasing taxes on capital gains would be stifling for Canadian investors July 30, 2021 Read More Canadians are taxed on illusory capital gains July 26, 2021 Read More The impact of the ‘inflation tax’ can be huge for investors July 15, 2021 Read More Changing the use of a property can come with a tax surprise July 8, 2021 Read More How to plan ahead for post election tax changes July 1, 2021 Read More Transferring businesses between generations is becoming easier June 24, 2021 Read More Advice for young graduates on how to best manage debt June 17, 2021 Read More Selling homes frequently can lead to grief from the taxman June 10, 2021 Read More Renting out your cottage could have tax implications June 3, 2021 Read More A cottage succession plan is more important than you think May 27, 2021 Read More Make plans to deal with the taxes on your cottage! May 20, 2021 Read More How small-business owners can save for retirement May 13, 2021 Read More The CRA is focusing online to collect taxes May 6, 2021 Read More Tax tips for buying, building, renovating or selling a home. April 30, 2021 Read More Is there money in this new federal budget for you? April 22, 2021 Read More Students should take advantage of tax time. April 15, 2021 Read More A complete list of tax deductions and credits for any scenario. April 8, 2021 Read More When it comes to the taxman, self-employed individuals need to pay attention to details. April 1, 2021 Read More Use this checklist when filing your tax return this year March 25, 2021 Read More A tale of three employees and their tax savings working from home. March 18, 2021 Read More Three lessons you can learn from this couple’s battle with the taxman. March 11, 2021 Read More What Americans living in Canada need to know about tax obligations March 4, 2021 Read More How splitting income with your spouse in retirement can boost your lifestyle. February 26, 2021 Read More Where should you hold your foreign stocks? We’ll do the math. February 18, 2021 Read More Use an RRSP to reduce tax on government benefits February 12, 2021 Read More Lessons from a time-wasting battle with the taxman February 4, 2021 Read More Social media-driven trading frenzy has tax implications January 28, 2021 Read More Four more RRSP-related tax mistakes you should avoid January 21, 2021 Read More Avoid costly mistakes when it comes to your RRSP January 14, 2021 Read More Consider capital gains planning to save tax January 7, 2021 Read More Nine resolutions that can make for a better year for your finances in 2021 December 31, 2020 Read More The Twelve Claims for Taxes, updated for this pandemic holiday season December 25, 2020 Read More This is what Ottawa should do to encourage affluent Canadians to give more to charity December 17, 2020 Read More Ramp up your tax savings from gifts to charity December 10, 2020 Read More A simplified approach to claiming home office expenses for 2020 December 3, 2020 Read More How to help the helpers as charities weather drop in donations November 26, 2020 Read More Some year-end tax strategies for employees November 19, 2020 Read More Your tax planning should be a priority right now November 12, 2020 Read More Year-end tax planning for business owners is different this year November 5, 2020 Read More CRA takes offence with leveraged insurance products October 29, 2020 Read More Give the gift of tax savings to your spouse October 22, 2020 Read More Tax law is changing to simplify home office deductions in Canada October 15, 2020 Read More Working from home can mean tax complications October 8, 2020 Read More If you want the tax breaks, make sure you meet the right tests for self-employment October 1, 2020 Read More Tax increases are on the horizon. Consider these moves before they arrive. September 24, 2020 Read More Speech From The Throne September 23, 2020 Read More Three ways the federal government may increase taxes on principal residences September 17, 2020 Read More Concerns about taxes on homes may be warranted September 10, 2020 Read More More things to know about in-trust-for accounts for children September 3, 2020 Read More Things you should know about in-trust-for accounts August 20, 2020 Read More Trading in securities could jeopardize your CERB benefits August 13, 2020 Read More How to fund your education amid COVID-19 August 7, 2020 Read More Five ways to help pay for postsecondary school during COVID-19 July 30, 2020 Read More Moving to a seniors’ residence could be taxing July 23, 2020 Read More The nuances of CERB are becoming clearer with time July 16, 2020 Read More Give yourself a break with these tax rules for sabbatical planning July 9, 2020 Read More How to generate tax relief while doing landscaping during the pandemic July 2, 2020 Read More Education during the pandemic can provide tax relief June 25, 2020 Read More Income splitting comes to the fore during COVID-19 era June 18, 2020 Read More How the CRA may try to identify fraudulent CERB claims June 11, 2020 Read More Don’t get stuck with someone else’s tax bill June 4, 2020 Read More Three common ways to transfer the cottage to your heirs May 29, 2020 Read More A cottage agreement can make sharing a summer home simple May 21, 2020 Read More Some Questions Every Cottage Owner Needs to Answer May 14, 2020 Read More What to do with your tax refund during COVID-19 May 7, 2020 Read More Six ways for you and your employer to maximize financial benefits during COVID-19 April 30, 2020 Read More School is almost out and students are getting help in this COVID-19 world April 23, 2020 Read More Do the Little Things Right to Save Tax Amid COVID-19 April 9, 2020 Read More Working From Home Amid the Pandemic? Here’s More of What You Need to Know About Deducting Home Office Expenses April 2, 2020 Read More Working From Home During This Pandemic Could Provide Tax Savings March 30, 2020 Read More The Government’s COVID-19 Response isn’t Doing Enough to Help Seniors March 26, 2020 Read More Transfer Capital Losses to Your Spouse to Save Tax November 21, 2019 Read More Cross-Border Couples Need Special Tax Planning August 1, 2019 Read More The Five Biggest Estate Planning Mistakes of Cottage Owners May 30, 2019 Read More Knowing ‘Why’ You Donate Provides Guidance on ‘How November 8, 2018 Read More Beware of Double-Taxation on Holding Companies October 18, 2018 Read More A Cottage Agreement Can Save a Family Headaches June 1, 2017 Read More